GeekSugar

Will You Spend Your Tax Rebate on Gadgets?

GeekSugar — Mon, 05 May 2008 04:30:39 PDT

I know that I'm lucky that I don't need a car and have to pay for gas - just last night, I sailed by a station in a taxi and my jaw dropped at the $4+ gas prices! I feel horrible for those of you receiving your tax rebates and having to spend it on gas. But if you're trying to drive less or like me, not driving at all, what are you going to spend your rebate on?

My shopping lists are usually filled with gadgets and their accessories anyway, so I've got my eye on some fun economic-boosters for when my check comes in. Things like new games or maybe a ridiculously-priced laptop bag. . . I don't know, but my rebate will probably get me closer to some tech-related stuff. What about you - new cell phone, TV, or maybe that Wii you really wanted?

Source

Gas Prices Are Up! What You Can Do to Save

Emily Co — Tue, 07 Feb 2012 13:20:33 PST

Unrest in the Middle East and the closing of American refineries have gas prices going up, up, and away for US consumers. Analysts are predicting that the prices may continue to rise.

But don't worry, there are a number of methods to save on refueling your car. Here are some tips:

Spend to Save: Look for deals around you that will help you save on your gas. For example, you can choose to frequent wholesale stores like Costco, which will give you a little bit of cash back on Costco gas. If you're a real gas guzzler, check out this full list of gas rebate cards on CreditCards.com.
Don't Top It Off: Topping off your gas may result in a higher gas bill, because you might be paying for gas that goes back into the station's tanks after your gas tank is full, says the Environmental Protection Agency. You can also ruin your car's vapor recovery system if there is no room for the gas to expand in your tank.
Smooth Trip: Starting and stopping excessively can shorten the life of your engine, transmission, brakes, and tires. Go easy on your braking and accelerating. Remember to also turn off your engine if you know you'll be waiting for a long while. Staying put without moving means you're getting 0 miles per gallon.

For more gas-saving tips, read on.

25 Ways to Waste Your Money

Kiplinger — Mon, 07 Mar 2011 00:15:53 PST

We're thrilled to present this smart Kiplinger story here on Savvy!

Has your budget sprung a leak?

Nearly everyone has spending holes. And as with other kinds of leaks, you may have hardly noticed them. But those small drips can quickly add up to big bucks. The trick is to find the holes and plug them so you can keep more money in your pocket. That extra cash could be the ticket to finally being able to save, invest, or break your cycle of living from paycheck to paycheck.

Here are 25 common ways people waste money. See if any of these sound familiar, then look for ways to plug your own leaks:

1. Carrying a balance. Debt is a shackle that holds you back. For instance, if you have a $1,000 balance on a credit card that charges an 18% rate, you blow $180 every year on interest. Get in the habit of paying off your balance in full each month.

2. Overspending on gas and oil for your car. There’s no need to spring for premium fuel if the manufacturer says regular is just fine. You should also check to make sure your tires are optimally inflated to get the best gas mileage. And are you still paying for an oil change every 3,000 miles? Many models nowadays can last 5,000 to 7,000 miles between changes, and some even have built-in sensors to tell you when it’s time to change the oil. Check your manual to find the best time for your car’s routine maintenance.

3. Keeping unhealthy habits. Smoking costs a lot more than just what you pay for a pack of cigarettes. It significantly increases the cost of life and health insurance. And you'll pay more for homeowners and auto insurance. Add in various other expenses, and the true cost of smoking adds up dramatically over a lifetime - $86,000 for a 24-year-old woman over a lifetime and $183,000 for a 24-year-old man over a lifetime, according to The Price of Smoking (The MIT Press).

Another habit to quit: indoor tanning. There is now a 10% tax on indoor tanning services. As with cigarettes, the true cost of tanning - which the World Health Organization lists among the worst-known carcinogens - is higher than just the price you pay each time you go to the salon.

Read on to find out what other budget leaks you should avoid.