GeekSugar

Daily Tech: The "Smart Shoe" Comes Fully Pimped With Wireless Capabilities

GeekSugar — Wed, 07 May 2008 12:00:24 PDT

Forget Bluetooth when you can drop $700 on a pair of Smart Shoes by Verb for Shoe that will sync up with your laptop via an embedded computer! - Switched
If you like some junk in your trunk . . . Er, I mean, junk mail in your mailbox, there's a site called MailMovesAmerica.org that helps stop the spread of Do Not Mail registries. - Consumerist
Now you don't just have to be a first-class flier to get all the perks, as more airlines are spending the extra cash to upgrade their in-flight entertainment services. Yes economy fliers, this includes you! - USA Today
Cellphonist is a nifty website that offers free video tutorials for everything and anything related to cell phones. - Chip Chick
Steven Spielberg has teamed up with Electronic Arts to create Boom Blox for a Wii. Who knew he was such a videogame addict? - USA Today

8 Things You Think Are Good for Your Money . . . That Aren't

LearnVest — Fri, 11 May 2012 15:03:23 PDT

You may be wasting money when you think you're saving. LearnVest shares eight of the biggest money misconceptions.

Frugalista. Recessionista. In the past few years, people have coined a lot of silly words describing women and their approach to money, but the thought behind each of them is the same: You care about your hard-earned dollars and want to make them stretch.

That's true of most of us: We scrimp, we pinch, we try to feed our proverbial piggy bank as much as possible. Yet sometimes, in our excitement to be financial overachievers, we overreach.

It turns out there are a number of things that sound like they'd be doing good things for your money, and make you feel like you're saving more . . . when, actually, they're having the opposite effect.

Paying Every Debt Equally

When you have multiple debts to pay off (a credit card here, a student loan there) you might feel like a rock star simply for keeping up with them all and dividing your attention in a lot of different directions. Which, in a sense, you are! After all, you should always pay at least the minimums on all your loans.

But, if you have extra money to pay down your debts, you’re doing yourself a disservice by dividing it equally. The debts with the highest interest rates grow the fastest, so you should focus your muscle on the most toxic debts first.

Read on for more.

You're Fired! 20 Signs That a Pink Slip Is Coming

Wise Bread — Thu, 10 May 2012 10:54:53 PDT

If something feels off at the office, you may want to brace yourself for the worst. Wise Bread shares signs to look for when a pink slip is coming.

There are two types of employees. One has a good idea of what they do, who they are, and what position they play in the company. They are savvy. They know the score. They are under no delusions, and will no doubt leave for another job long before they are ever considered as cannon-fodder.

And then there's the other kind. The guy who could get Gandhi to hate him. The woman who spends most of her day chatting on the phone to friends or doing online shopping. Or the nice chap in sales who is completely oblivious that the recent merger means his job is now obsolete. They all have Ostrich Syndrome. They couldn't see a pink slip coming if it was 8ft tall and glowing in the dark, screaming "you're fired!"

You want to avoid being in that second category at all costs. So I've compiled a handy list. If you can answer yes to THREE or more of these questions, you may want to think about sprucing up your résumé and dry-cleaning your best interview attire.

1. Are you no longer in the loop about, well, anything?

This is a huge telltale sign. Suddenly you're finding out about company news from the cleaning lady or the new girl in accounting. If you were formally in the know about all things business related, but now suffer from "the company's doing what??!" disease, the writing is probably on the wall.

2. Did you recently screw up big-time?

We're not talking a minor faux pas here. Did you lose money on an account that was previously bulletproof? Oh dear. Were you caught having sex on the boss's desk with the boss's spouse? That's probably not a career-enhancing move. Unless you're a real dope, you know if you have screwed up. And if you know, HR knows. It may not be the final nail in your coffin, but it's a nail in the coffin nonetheless.

3. Are people avoiding you at all costs?

Eye contact is difficult to make with someone if you know his or her head's on the chopping block. Small talk is just as tough. It's best just to avoid that person altogether. So if people are no longer doing that fun "stop 'n' chat" in the hall, or the coffee room empties when you arrive, then guess what . . . you may be a marked man or woman.

Read on for more.

Under Armour Brings Beauty Into 21st Century (With Your Help)!

Sponsor — Mon, 07 May 2012 03:00:00 PDT

As beautiful, smart, and athletic women of 2012, we know that real beauty can be found anywhere, from the basketball court in the city to the running trails in the mountains. Lucky for us, Under Armour is ready to show the world what real beauty is, too. How? We're glad you asked because the company needs our help! All you have to do is declare a goal with UA, track your progress, rise to the top of all of the challengers, and win (don't worry, Under Armour knows that sweat marks and muddy shoes are as beautiful as you). The THREE ladies that push themselves the hardest will have their lives sponsored for a year with greatness, glory, and gear. Since we know that you've been dying to achieve the most in training while finding beauty in your work and body, prove to us you have more than what it takes and go sign up with UA today.

7 Money Mistakes Women Often Make

LearnVest — Fri, 04 May 2012 00:15:55 PDT

We all make mistakes - we're all human after all. LearnVest shares some of the common money mistakes that women often make so readers will learn not to make them, too.

Some of us handle our money flawlessly, perfectly, brilliantly, all of the time.

But most of us don't.

Most of us make mistakes here and there. We make some mistakes more than others, because of our personalities, or our upbringing . . . or sometimes even our gender.

It's ridiculous, but true.

We've heard it firsthand - from our readers. In fact, we went through hundreds of reader submissions and found examples of the most common stories that cross our desks every day.

Let's be clear: Not all women make these mistakes. Not all men avoid them. But in our experience, these are a few female financial problem areas that can lead to major debt and lots of stress.

RELATED: Are You a Social Shopper?

Ever bailed out an ex? Indulged in a little more retail therapy than you meant to? Or woken up one day and realized you didn't know as much as you thought you did about managing your money? You just might recognize yourself.

Of course, if you don't, good for you. We're just saying, bad money snafus happen to good people. But read on: We'll show you the top seven mistakes women make - and what to do instead.

Feeling Guilty

"When we were together, I let my ex stay with me rent-free until he found an apartment, lent him my furniture and paid for every date because I had a job and he didn't. When I lost my job, he paid for my rent for a few months and bills, etc. Now that we're broken up, he wants me to pay him back for the rent he insisted on covering. I am still on unemployment and barely getting by. I feel so guilty because we didn't end up as the forever couple and while I can't (nor would I . . . ) calculate all of my assistance getting him settled in NYC, he can quite easily."

A 2011 study from Eversave.com found that 67% of women have felt guilt about a purchase. But that's not the only opportunity for guilt: There's also staying in a job you feel guilty about abandoning, giving someone money because you feel guilty about their situation and, oh, doing the opposite of what you want when it comes to working after having children because you feel guilty about being a good mom (more on that here).

This guilt effect might not be limited to finances, either. Some studies suggest that women are more inclined than men to feel any kind of guilt. And we'd argue, more likely to bail out their exes, too.

Read on for more.

13 Health Gimmicks You Can Stop Wasting Money On

Business Insider — Tue, 01 May 2012 00:15:21 PDT

Consumers have a tendency of falling for the next big health gimmick. Save your money on health duds with these Business Insider tips.

No matter how many times we're told otherwise, Americans' obsession with get-healthy-quick schemes will likely never die. Too bad most of these fads aren't worth their weight in salt - or your hard-earned dollars. We've put together a list of some of the worst budget-sucking health trends that still persist today.

Coconut Water

Coconut water may be nature's version of Gatorade but some brands have already caught fire for over-hyping its nutrient content. Vita Coco agreed to settle a $10 million class action lawsuit over an independent study that showed the drinks didn't pack near as many electrolytes as advertisements implied. Some coconut waters are also loaded with added sugar, which will do nothing to help your waistline.

Alternative: Pick up your own young green coconuts on the cheap from an Asian produce market. Just crack them open with a cleaver and pop in a straw.

"All-Natural" Foods

30 percent of Americans bought more natural foods in 2011, according to a Rodale study. But what are we really paying more for? There's no clear cut regulation on what makes food "natural," which means just about any company can slap that label on its packages, add a fancy green theme and jack up the price.

Says Andrew Schrage of MoneyCrashers: "Before buying any food that is touted as being 'all natural,' take a look at the ingredient list before you check out. Keep in mind that butter and salt are indeed natural ingredients. So stocking up on natural foods may not achieve anything other than increasing your grocery bill."

Read on for more.

Celebrate Earth Day This Weekend With These Tips

Leta Shy — Fri, 20 Apr 2012 12:01:59 PDT

Earth Day is on Sunday. It’s a time to think about how our daily routines are impacting the environment, while also helping us remember that our resources are not infinite. If you'd like to green your life even more, here are some ways you can celebrate Earth Day this weekend:

Time to recycle: Have an old pair of running shoes that just aren't cutting it anymore, or a yoga mat that's seen its share of Downward Dogs? Before you chuck them away, read our guide on where to donate your used sneakers, yoga mats, clothes, and more, and spend some time this weekend culling and donating your fitness gear.

Shop smart: If you're stocking up this weekend at the grocery store, make smart decisions that will be good for you and the Earth. Don't forget your reusable bag, choose local, organic foods, and try to avoid products with too much packaging to shop eco-friendly. Read more tips for greening your grocery shopping here.

Green your fitness: This weekend, take advantage of the nice weather and move your workouts outside. You'll use fewer energy resources if you trade the treadmill for an outdoor run.

Shop sustainable: Besides donating old clothes for recycling, you can also take care to buy brands that are known for their eco-friendly practices. Many companies use recycled materials, sustainable fabrics, or resource-saving production practices to make high-quality fitness gear. Read our list of some eco-friendly fitness brands here, and shop our favorite eco finds here.

Check out more ideas to green your healthy routine here.

6 Clever Things to Do With Your Tax Refund

Emily Co — Wed, 18 Apr 2012 13:59:35 PDT

Now that tax day is over, it's time to think about your next move - what to do with your refund. Many of you may become a few thousand dollars richer, because the average tax refund this year is about $3,000, according to IRS agency chief Douglas H. Shulman. Although I've been seeing a few Facebook statuses about using the money to buy a new pair of shoes or bags, there are more financially savvy ways to spend your tax windfall. Here are some financially responsible things to do with the extra cash:

Pay off high-interest debt. Make a dent in your debt by using your refund check to pay it off. Lowering the amount you owe, whether it be credit card debt or car loans, means reducing the interest you'll be paying. Paying less interest will equate to more savings down the road. Be smart when choosing to pay off debt and keep in mind that paying down debt might result in a lower credit limit.
Emergency fund. If you're living paycheck to paycheck, this might be a good time to save some money for a rainy day. Anything can happen these days - you may have to pay for unexpected fixes on your car or you might even lose your job (knock on wood) - so you really need to have some extra financial padding to get you through the tough times. If you have a lot of high-interest debt to pay off, you may want to use most of your refund to pay off the debt, then squirrel away a portion of it toward your emergency fund. It's good to have at least six months to a year of emergency savings.
Green your home. Make your home more eco-friendly by purchasing Energy Star appliances that will save you money on utilities. Figure out if your home can improve on insulation by using your refund to pay for a paid inspection by a professional energy auditor. Save energy and money by figuring out what works best for your house, from installing windows and doors that fit better to plugging and caulking cracks and holes.

Read on for more.

9 Easy Tricks to Maximize Your Wardrobe

LearnVest — Wed, 18 Apr 2012 00:15:31 PDT

Despite what you think, you actually don't need more clothes. The trick is to just maximize your wardrobe. LearnVest shares how.

Whether you live for shopping the latest trends or wish you could spend every day in your favorite pair of jeans and a white t-shirt, your clothes project a message about who you are.

The great thing is that you have the power to control that message entirely - as long as what you already own isn’t standing in your way.

From having a wardrobe that’s bursting with every item of clothing you’ve had since childhood to owning a ton of pieces that you never wear (the definition of wasted money), these are the ways your closet can stop you from being the most stylish version of yourself.

To cut through the clutter and help you get the most from the items you already have, we polled everyone we know - including all of the LearnVest editors, who are definitely invested in looking their best on a budget, and one fashion expert - to come up with nine easy, inventive ways for you to make over the closet you have without spending a ton on new trends.

At least one of these strategies will dramatically change the way you feel about getting dressed in the morning.

1. Follow the Rainbow

This strategy comes courtesy of LearnVest reader Erin Greenbaum, who has used this technique for years with great success. Every day for a week, make sure that your ensemble includes an item of a certain color: week one is red, two is orange, three is yellow, etc. This will encourage you to search through your closet and actually wear the pieces that have been languishing, unloved, underneath your go-to items.

2. First In, Last Out

In her new book, You Are What You Wear, Dr. Jennifer Baumgartner says that the majority of people wear 20 percent of their closet 80 percent of the time. There are variations on this “first in, last out” wardrobe strategy, which prevent you from wearing a few pieces nonstop.

Instead of wearing the same small percentage of your closet every week, do what Assistant Editor Alden Wicker does: after wearing an outfit, she hangs it in the most remote corner of her closet, which forces her to see only pieces she hasn’t worn frequently. If she’s totally uninspired by a piece staring her right in the face, she has to decide whether to consign it or not. Another approach (which might be better if you like to organize by item type - dresses near dresses, shirts near shirts) is to hang each item inside out after you wear it (assuming you don’t have to wash it immediately). This way, you can easily see which pieces you’ve recently worn and which items you may have forgotten about.

Read on for more.

How Women Should Save at Every Life Stage

Wise Bread — Thu, 12 Apr 2012 00:15:50 PDT

We all face different money issues at every life stage, so figure out what you need to save for with this helpful Wise Bread guide.

The recession has pushed almost all of us, regardless of age, a decade behind in building personal wealth. Don’t beat yourself up if you’re in your 20s and haven’t paid off student loans, or in your late 30s or early 40s and still paying off debt or saving up for a down payment. If your retirement account isn’t where you’d like it to be in your 50s, do the best you can to build it up. What matters is doing the best you can to make sound financial decisions so you can enjoy the important things in life without worrying too much about money. Here are few tips for women in their 20s, 30s, 40s, and 50s on saving and building wealth.

In Your 20s

I can’t stress this enough - start saving early. Even if you think you’re broke, give up lattes twice a week and put the $25 a month you save into a retirement account. The hilarious truth of the matter is that the earlier you start saving, when you can least afford it, the harder that money works for you to earn interest. Investing just five percent of a $40,000 salary annually from age 25 to 65 can pay off big in the long run. Assuming a six percent rate of return, at age 65, you’d have $479,241 in your 401(k), thanks to the magic of compound interest. Invest 10 percent of a $40,000 salary, and that number grows to $830,678 by age 65.

On to credit card debt, especially important in your 20s. I know about this one first hand. I thought I had a great handle on my credit card spending in my early 20s. So great, in fact, that over the next several years I didn’t bat an eyelash at charging multiple plane tickets to Europe, rounds of drinks with friends, and several pairs of new shoes.

Several years later, I was still paying it off. The only way I dug myself out of debt was to get a second job in addition to my full-time job while I was finishing school. That meant a 60-plus-hour workweek, no social life, no excess spending, little sleep, and a lot of headaches for over a year. Trust me, you do not want to put yourself through the stress that excess debt causes. Before you whip out the credit card to travel or go out or buy a new gadget, ask yourself if you really need it. Force yourself to spend responsibly. If you want to travel, set aside 10 percent of your earnings and take one great trip a year.

Read on to find out more.