We're thrilled to present this smart Kiplinger story here on Savvy! If you got your first job last year, you may have been agitated every payday to see how much of your salary was going to the tax man. If you’re like most taxpayers, tax filing time is payback time. So don’t think of filling out your tax forms as a pain. Instead, think of it as sending a bill to the IRS, demanding a refund of Read more

We're thrilled to present this smart Kiplinger story here on Savvy! Not all debt is created equal. While most forms of borrowing entail risk, certain credit decisions are more likely to lead you into a downward spiral of indebtedness. We call these debt traps. It’s incredibly easy to stumble into a debt trap. All it takes is a brief lapse in judgment. Opening a new credit card account without Read more